Communities Housing Trust

  • Home
  • Community Led Housing
    • What is Community Led Housing? >
      • RouteMap
    • Case Studies
    • Climate Crisis
  • Housing
    • Current Opportunities
    • Future Opportunities
    • Surveys
    • Rural Housing Burden
  • Self Build
    • Scotland Self Build Loan Fund
    • Self Build Stories
    • Self Build Plots
    • What is Self Build >
      • Finding Land
      • Finance and Fees
      • Case Studies
    • Dr and Mrs J. Steven Faulds Memorial Fund
  • Projects
    • Rent To Buy
    • Strontian Community School
    • Greener Homes
    • Empty Homes
    • Woodland Crofts
    • The Glengarry Model
    • Long Lease
    • Key Worker Housing
    • Skills Development Programme
  • Tenants
    • TENANT INFO
    • Tenant Testimonials
  • News
    • Blog
    • Recruitment
  • Contact
    • Employee List
    • Complaints Procedure
  • Privacy Statement
    • Opt Out Page
    • Subject Access Requests
    • Withdrawal Consent Form
  • Home
  • Community Led Housing
    • What is Community Led Housing? >
      • RouteMap
    • Case Studies
    • Climate Crisis
  • Housing
    • Current Opportunities
    • Future Opportunities
    • Surveys
    • Rural Housing Burden
  • Self Build
    • Scotland Self Build Loan Fund
    • Self Build Stories
    • Self Build Plots
    • What is Self Build >
      • Finding Land
      • Finance and Fees
      • Case Studies
    • Dr and Mrs J. Steven Faulds Memorial Fund
  • Projects
    • Rent To Buy
    • Strontian Community School
    • Greener Homes
    • Empty Homes
    • Woodland Crofts
    • The Glengarry Model
    • Long Lease
    • Key Worker Housing
    • Skills Development Programme
  • Tenants
    • TENANT INFO
    • Tenant Testimonials
  • News
    • Blog
    • Recruitment
  • Contact
    • Employee List
    • Complaints Procedure
  • Privacy Statement
    • Opt Out Page
    • Subject Access Requests
    • Withdrawal Consent Form


​The Self Build Loan Fund

The Self Build Loan Fund (SBLF) is open for applications from individuals and families who are unable to obtain mainstream self-build mortgage finance, for a maximum loan of £175,000.

The SBLF is a Scottish Government initiative, providing a time limited fund (to August 2025) to assist self-builders where they have been unable to obtain mainstream self-build mortgage finance. The fund is available Scotland wide to support additional housing provision across both rural and urban areas and administered by Communities Housing Trust.  

Picture
The fund will be available for up to 5 years but with an initial period of 3 years to 31 August 2025, all loans following this initial period must be repaid by 31 August 2026 by obtaining a mainstream mortgage upon completion of the project or by using the equity following sale of the existing home.

Self-Build Loan Fund Brochure Download

You can download a copy of the self-build brochure here by submitting your email.
Download the Self-Build Brochure
Picture



​


Picture

Want to know more? 

Picture
Self Build Loan Fund Factsheet
Picture
Factsheet for Crofters

Picture
Factsheet for Mortgage Lenders
Picture
Frequently Asked Questions


Please note
The Self Build Loan Fund is administered by the Communities Housing Trust (CHT) on behalf of the Scottish Government. Any loans agreed will be between the borrower and the Scottish Government. The loan takes the form of a standard security over your house site. Your house is at risk should you not repay the loan within the agreed time period. Please seek independent financial or mortgage advice prior to proceeding with an application. 

The privacy notice relating to the fund can be downloaded here: 

Privacy Notice November 2022
File Size: 51 kb
File Type: docx
Download File


Work & Services

News
Housing Opportunities​
Community Led Housing
Self Build Loan Fund

Company

What We Do
Board and Advisors
Articles of Association

Support

Contact
Employee List
Tenant Repairs 
Communities Housing Trust Logo