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The Self Build Loan Fund (SBLF) is open for applications from individuals and families who are unable to obtain mainstream self-build mortgage finance, for a maximum loan of £175,000.
The SBLF is a Scottish Government initiative, providing a time limited fund (to August 2025) to assist self-builders where they have been unable to obtain mainstream self-build mortgage finance. The fund is available Scotland wide to support additional housing provision across both rural and urban areas and administered by Communities Housing Trust. |
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The fund will be available for up to 5 years but with an initial period of 3 years to 31 August 2025, all loans following this initial period must be repaid by 31 August 2026 by obtaining a mainstream mortgage upon completion of the project or by using the equity following sale of the existing home.
Self-Build Loan Fund Brochure Download
You can download a copy of the self-build brochure here by submitting your email.
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Want to know more? |
Self Build Loan Fund Factsheet
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Factsheet for Crofters
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Factsheet for Mortgage Lenders
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Frequently Asked Questions
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Please note
The Self Build Loan Fund is administered by the Communities Housing Trust (CHT) on behalf of the Scottish Government. Any loans agreed will be between the borrower and the Scottish Government. The loan takes the form of a standard security over your house site. Your house is at risk should you not repay the loan within the agreed time period. Please seek independent financial or mortgage advice prior to proceeding with an application.
The privacy notice relating to the fund can be downloaded here:
The Self Build Loan Fund is administered by the Communities Housing Trust (CHT) on behalf of the Scottish Government. Any loans agreed will be between the borrower and the Scottish Government. The loan takes the form of a standard security over your house site. Your house is at risk should you not repay the loan within the agreed time period. Please seek independent financial or mortgage advice prior to proceeding with an application.
The privacy notice relating to the fund can be downloaded here:
| Privacy Notice November 2022 |
