The Rural Housing Burden is just one tool for affordable housing in Scotland, in perpetuity. It's a title condition, where the property owner has 100% ownership and full legal title.
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We have extensive experience of selling both new build and older housing with a Rural Housing Burden attached to the title and also of working directly with high street lenders, and their trade body the Council of Mortgage Lenders (CML).

The Rural Housing Burden comprises two main elements:
  • The percentage discount offers a discount to the purchaser from the open market value.
  • The right of pre-emption means that CHT has the option to buy back the property when the owner decides to sell their home. This then allows CHT to sell the property to another purchaser in the local community, and a discount will be applied to the market value for any future sales.
Further conditions state that the property must be used as a primary residence, and not let, as a way to restrict holiday- and second-home ownership. 

​For more information, download the factsheet below:
Rural Housing Burden factsheet Jan 2021.pdf
File Size: 8203 kb
File Type: pdf
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UA-129675284-1